These bundles nearly always last for a month, after which you'll need to buy another. As a rough guide, here's what a tenner will get you:. PAYG bundles compared. You'll need to have an unlocked phone — it's usually free to get it done. Get the allowance you actually need. While it's not super user-friendly, it provides detailed bill analysis. Signal strength can vary — check it in advance at home and work. Switching from a contract? Serve your notice to leave ASAP. You can keep your number — here's how.

Here's how to switch providers and keep your number : Request a switching code by text. To get a new number, text 'STAC' to You need to give the switching code to your new provider within 30 days. You won't need to contact your old provider again. I've got my PAC, what do I do now? It's a different process if you're swapping within the same provider. Key info. How do I keep my number? Can I use the Sim abroad or for tethering? What if I don't use all my credit?

Extra charges. If you can't get O2 signal where you live These are the best of the rest:.

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Best PAYG bundles These deals still have no contract but come loaded with a bundle of minutes, texts and data with your credit each month. Are there additional data charges or call exclusions? There are four plans you can start on which provide more or less data as standard per month:. Smarty plans. Anything else? This gives you unlimited data to stream or download using additional apps such as Netflix, Spotify and Apple Music. Additional data charges or call exclusions?

The best of the rest Roam for free in 71 destinations. What happens if I don't use all of my credit? Other roaming Sim deals It's possible to get Sims with other networks that include roaming allowances, but they're generally not very competitive. For all the latest deals, guides and loopholes - join the 12m who get it. MSE News.

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Deals Blog. Barriers removed for some mortgage prisoners - but Martin says it will only 'unchain a tiny fraction' 28 October Payday lender QuickQuid goes into administration — what you need to know 26 October Britain's biggest payday lender has said it will pull out of the UK after a series of complaints and regulatory uncertainty rocked the business. Barclays reverses decision on post office cash withdrawals 25 October Barclays has scrapped plans to stop customers being able to withdraw cash from post offices.

Peer-to-peer lender Funding Secure goes into administration — what you need to know 24 October Peer-to-peer lender Funding Secure has gone into administration — here's what you need to know. Toto Energy stops trading — what you need to know 23 October Small energy supplier Toto Energy has ceased to trade. News homepage. RSS feed.

If you started university between and , or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide If so, you can reclaim the tax on it. Martin Lewis: Debt desperation to happy homeowner in 8 years No matter how dire your money situation seems, there is always hope. Things may never be perfect, but they can improve and taking action is the best way to make that happen.

The team recently forwarded me an email from Jay, which exemplifies that in beautiful technicolour detail. And Jay has now kindly given me permission to reproduce it. The devastating impact a stroke can have on your finances and your life Martin's blog. McDonald's MoneySaving hacks.

MSE Deals. How this site works We think it's important you understand the strengths and limitations of the site. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned how likely they are to go bust , but there is a risk any company can struggle and it's rarely made public until it's too late see the Section 75 guide for protection tips. In my opinion, Pay As You Go has actually been neglected by Virgin for a number of years already with their expensive rates and the 3G-only coverage.

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I have a variety of old 2G handsets, just before I discard them all, are there any networks that still provide any UK coverage mobile coverage for occasional use please. Hi Stewart, Absolutely! Except from Three and other networks using coverage from Three , all other networks should still offer a 2G service. You can see my guide here to traditional Pay As You Go tariffs that will allow you to pay on a per-minute, per-text and per-megabyte basis. Load more comments Save my name, email, and website in this browser for the next time I comment.

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Love your phone but hate the contract? Browse, text and call with the best PAYG SIMs and bundles

Changing mobile network? See our guides to unlocking an iPhone and unlocking a Samsung Galaxy handset. Coverage is identical on many mobile networks. Keeping your mobile number. You can then pass this PAC Code on to your new mobile network and your phone number will be moved over on the next working day.

What is a PAYG SIM deal?

For more information, see our guide to transferring your mobile phone number. Internet access requires a bundle. Uses the Vodafone network. Uses the O2 network. Uses the EE network. Uses the Three network. Customers already on T-Mobile can stay on their existing plan for as long as they like. Your Comments so far We'd love to hear your thoughts and any questions you may have. Kim said: October 17, at am.

Ken replied: October 17, at pm. Ken replied: October 18, at pm. Numero09 said: October 16, at pm. Stewart Bliss said: September 22, at pm. And Apple iPhones are generally locked completely to the network they were originally sold with. So again be prepared to pay to unlock before you move to Vodafone.