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More details. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else.

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Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances. UBank Term Deposit Special When your term deposit matures, roll over your full deposit amount or more for another term and receive a Loyalty Bonus of 0. Interest Rate. Minimum Deposit. Term Deposit Term Deposit.

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Max rate Min. Show 20 Show 50 Show Max rate. Interest rate. Next rate increased. Go To Site. This is further complicated by banks not publishing their interest rates and constantly changing their lending policies. This is one of the many reasons high net worth investors deal with our specialist Medical mortgage brokers when purchasing a home or investment property.

You might be surprised to hear, but we will be able to negotiate a cheaper deal with your bank than if you went to them directly. Private Bankers and Relationship Managers are remunerated on portfolio growth and their return on equity. What this means for you, is that you can miss out when you deal with the Banker directly. If for example, you are in a challenging situation or looking for a higher LVR — they can use this as an excuse to overcharge you.

We have a team of home loan experts, we have all worked for banks previously and understand what they want to see to approve your doctor home loan. In the first instance, we will have a chat to understand your situation and if we are a good fit. While some mortgage brokers charge a mandate fee, we do not charge any fees. We are paid commissions by the bank to settle your doctor home loan.

If you would like to discuss your lending options today, get in touch today. Are you thinking about buying a new home or investment property? Talk to our expert mortgage brokers about your lending requirements.

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Feel free to call us on or get in touch online and one of our mortgage brokers will give you a call to discuss. Home loans for doctors are not available to some medical professionals. This is because banks have completed a statistical analysis of their existing loan portfolios and have identified certain professions to be a higher risk. These professions include:. Contact us or book a free assessment to find out what options are available to you.

As a doctor, you must be a member of an Australian association, Hunter Galloway will speak to you about the list of associations eligible. Doctors are low-risk borrowers with great incomes, therefore, they receive great discounts and rates. They are favoured due to their low default rate in comparison to any other profession. Due to this, they receive a number of benefits. Picture this. What are your options and will you have to pay LMI? Will you be eligible for waived LMI?

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Yes you are! Self-employed dentists are eligible for home loans without LMI and your tax returns will be evidence to prove this. A way to get around this is to show regular and stable income for an extended period. Extra income earned outside of your dental job may be considered when calculating your borrowing power. When it comes to determining income for self-employed professionals, lenders will often consider these factors:.

Really what it comes down to is proving to a lender that you have a stable income, but also showing that there is a growth in your income. If your income has decreased over this period, that adds doubt to the process too. In that situation, additional supporting documents will be required such as financial statements.


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Speak to our team at Hunter Galloway today for details about your personal situation. Not only that, they can also get significant discounts on interest rates. The reason behind it is simple, they are high-income earners and usually take out loans for investment purposes. And to answer your question as to whether you can get an interest only doctor home loan with no LMI? However, there are certain things you have to consider before getting an interest only doctor home loan…. You will save a lot of money on LMI, and it will give you a huge cash flow benefits for future investments.

On the other hand, if you are buying a property to live in also known as an owner occupied home the banks do not like giving Interest Only Doctor Home Loans unless there is a reason, like if you were planning on turning the property into an investment within a few months of moving in. There are lots of options for Doctors and medical professionals when it comes to getting a home loan, and at Hunter Galloway we can help so talk to our team and see how we can help. You can read more about special deals for Nurses here.

Where the saves can be made is via lenders insurance LMI through showing that you have a stable and consistent income as a nurse.

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More information on Nurse Home Loan specials here. When partners are applying for a home loan together, the eligibility of receiving the benefits is not based on both borrowers being employed in the health profession. At least one of you must meet the requirements for employment position and from the LMI premium can be waived. These are specifically made for Doctors, Dentists and Medical Specialists who need a home loan the provides flexibility around how much deposit they need to put in. My mortgage was not your typical simple loan; it required a lot of attention and out of the box thinking.

All of this was provided by the team. Both Nathan and Josh worked tirelessly to get the result and outcome that I needed. They are incredibly personable, professional and a joy to work with. Thank you so much to Nathan, Josh, Jared and the team for everything that they did for us in the process of buying our first house.

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They truly made it a seamless process. The team were always so on top of everything and kept us in the loop every step of the way. We will recommend Hunter Galloway to everyone we know! Thanks again boys!

Doctor Home Loans

I would recommend Nathan team to everyone. They are very professional and efficient. I previously had unpleasant experience when dealt with bank directly. Lucky, found Nathan, Josh and Jared just on time. Through them, bank even offered the loan more than I need. I could not settle this investment without Nathan's help! These gentlemen came recommended and I was genuinely impressed; the personalized service and very rapid reply to queries and constant updates was impressive as well as the ease with which they performed all the necessary work.

They are very thorough and whilst collating paperwork is never much fun, they make it easy and explain why having all in place first is the best method. Very impressed! We had a really great experience with Nathan from Hunter Galloway. Would definitely recommend him to anyone who is looking for a finance broker.

He certainly knows his stuff, and his constant communication during the loan approval process was incredible. After being stuffed around for over two weeks by another broker - got in touch with Nathan and had a first-home loan approval within 48 hours of speaking with him. First-class customer service and demonstrated wealth of experience. Can't recommend Hunter Galloway enough. Let's get started How do we get in touch with you? Get in touch Doctor Home Loans Save thousands on your loan with a specialist loan for medical professionals.

Benefits of a Medical Professional Home Loan.

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